Loan Products
Consumer Loans
| Auto Loans: |
Personal Loans: |
| New Vehicle Financing |
Unsecured Personal Loans |
| Used Vehicle Financing |
Secured Personal Loans |
| Financing Loans: |
Home Loans: |
| Purchase of Household Appliances; |
Construction Loans |
| Entertainment Systems; Boats, Motors, and Trailers; |
First Mortgage Loans |
| Personal Water Crafts; RVs and Campers; |
Second Mortgage Equity |
| Motorcycles; ATVs; Utility Vehicles, |
Home Improvement Loans |
| Utility Buildings, Shelters, |
Mobile Home Loans |
| Non – Residential Real Estate, |
Residential Real Estate |
| Life Improvement Items: Hearing Aids, |
Second Homes, and Vacation Homes |
| Personal Scooters, Etc. |
|
Commercial Business Loans
| Real Estate: |
| Construction Loans |
| Purchase of Unimproved Lots, Investment Property |
| Purchase of Unimproved Land, Timber Land, Investment Property |
| Purchase of Improved Lots, Rental Property, Investment Property |
| Purchase of Improved Land, Farm Land, Investment Property |
| Purchase of Retail Store Buildings, Warehouses, Restaurants |
| Convenience Stores, Office Buildings, Produce Grading and Storage Facilities, Investment Property |
| Financing Loans: |
| Purchase of Equipment, Farm Tractors, Loaders, Trailers, |
| Trucks, Vans, Welders, Farm Implements, Office, |
| Grading Equipment, Forklifts |
| Purchase of Fixtures, Restaurant, Marketing, Merchandising |
| Office Furniture, Irrigation Systems |
| Purchase of Inventory, Supplies |
| Capital Loans: |
| Operating Capital |
| Production Capital |
| Investment Capital |
The bank not only offers conventional financing for businesses but also offers financial assistance programs. These assistance programs are guaranteed loan programs by the U.S. Small Business Administration and the U.S.D.A. Farm Services Agency. These programs provide a key source of financing for viable small businesses and farming operations that have real potential, but cannot qualify for loans from traditional sources.
As a member of our community we look forward to serving your financial needs. Peoples Bank offers loans to individuals and businesses within our community servicing area. The bank offers a streamlined loan process with personal attention given to each loan request. Peoples Bank understands the importance of having access to capital when needed and on affordable terms. |
