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Deposit Products

 

Peoples Bank Checking Accounts

 

Student Checking:
No minimum amount to open
No service charge
Must be full time student 25 yrs old or under
Students under age of 18 must have a guardian sign on the account
300 free wallet checks per year (style: single wallet topaz)
Classic Friends Checking:
No minimum amount to open
55 Years old or older
No service charge – unlimited check writing
10% Discount off any size safe deposit box

Interest paid on any balance

Free wallet checks per year (style: single wallet emerald)

 

Regular Account:
$100.00 minimum deposit to open
If your monthly balance is $500.00 or over for the statement period, you will not be charged a service charge or per check and/or ACH debit (check/debit) fee per item.

If your monthly balance is between $0.00 and $99.99 at anytime during the statement period, you will be charged a service charge of $6.00 and a $.20 per check and/or ACH debit (check/debit) fee per item(when item post to the account) .

If your monthly balance is between $100.00 and $299.99 at anytime during the statement period, you will be charged a service charge of $5.00 and a $.20 per check and/or ACH debit (check/debit) fee per item(when item post to the account) .
If your monthly balance is between $300.00 and $499.99 at anytime during the statement period, you will be charged a service charge of $4.00 and a $.20 per check and/or ACH debit (check/debit) fee per item (when item post to the account) .
Cost of checks according to choice
NOW Account:
$1000.00 Minimum balance
Interest accrues daily, compounds monthly

 You must maintain a minimum balance of $1000.00 in the account each day to obtain the disclosed annual percentage yield.

If your monthly balance falls below $1,000.00 on any day in the month, your account will be subject to a $7.00 service charge for the month and a $.30 per check and/or ACH debit (check/debit) fee per item (when item post to the account) .
Cost of checks according to choice
 


Peoples Plus Checking Account:
$100.00 Minimum opening deposit
PPI $8.00/Month service charge w/$10,000.00 accidental death insurance

PPII $9.00/Month service charge w/$20,000.00 accidental death insurance

PPIII $10.00/Month service charge w/$30,000.00 accidental death insurance

600 Free checks per year (style: single wallet blue)

No minimum daily balance requirement
First year safe deposit box rent free (size:small)
Interest paid on balances over $1000.00
Money Market Account:
$2500.00 Minimum balance
Variable rate interest accrues daily, pays monthly

You may make 6 transfers each four week or similar period

If your monthly balance falls below $2,500.00 on any day in the month, your account will be subject to a $7.00 service charge for the month and a $.30 per check and/or ACH debit (check/debit) fee per item (when item post to the account) . Withdrawals over the six permitted will be charged a withdrawal fee of $6.00 per check and/or ACH debit (check/debit) fee per item (when item post to the account) for each excess transaction during each statement cycle.
Business Checking :
$100.00 Minimum deposit to open
No service charge with daily balance over $1000.00

Below $1000.00 - $7.00/Month and $.30 per check and/or ACH debit (check/debit) fee per item.

 

 

Peoples Bank Savings Accounts

 

Savings Personal/Non Personal Savings:
$100.00 Minimum deposit
If your balance falls below$500.00 on any day in the month, your account will be subject to a $2.00 service charge for that month.

Interest accrues daily and pays quarterly

All withdrawals over six per quarter will be charged a withdrawal charge of $3.00 per withdrawl.

A fee of $10.00 will be charged if account closes within 90 days of account opening.

Christmas Club Savings :
$5.00 Minimum opening deposit
No withdrawals permitted

Interest accrues daily and pays annually, checks mailed out in November

A fee of $10.00 will be charged if the account closes before maturity.
 

 

 

Moola Moola Savings Account for Children up to Age 12:
$10.00 Minimum deposit
Social Security card for child and driver license and Social Security card for parent or guardian required for identification to open account

Interest accrues daily and compounds semi-annually

Withdrawals after 6 per semi-annual cycle will be charged a withdrawal fee of $3.00 per withdrawal. A fee of $10.00 will be charged if account is closed within 6 months of date account is opened.

Child receives a t-shirt with each new account

 

 

Certificate of Deposit:
$500.00 Minimum deposit
See one of our CSRs for rate and term information
 
 
Individual Retirement Plans:
Traditional, Roth, SEP, and educational
See one of our CSRs for rate and term information

 

 
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